Legal Notice

1. Company Information

2. Purpose of the Website

The website calvexium.com is operated by Calvexium SpA as a purely educational platform. Its purpose is to provide informational and educational content about real estate collective investment and crowdlending structures, relevant risk factors, and the Chilean regulatory framework applicable to such structures.

Calvexium SpA does not operate as a financial intermediary, investment advisor, or platform for financial transactions. It does not facilitate, recommend, or participate in any investment, loan, or financial operation of any kind. All content is provided for educational purposes only and does not constitute financial advice.

3. Terms of Use

Use of this website is subject to the Terms of Use available at calvexium.com/en/terms/. By accessing the website, users accept those terms. Calvexium SpA reserves the right to modify website content and access conditions at any time.

4. Personal Data Protection

Personal data collected through this website is processed in accordance with Chilean Law N° 19.628 on the Protection of Private Life. The full Privacy Policy is available at calvexium.com/en/privacy/. Data subjects may exercise their rights of access, rectification, cancellation, and opposition by contacting info@calvexium.com.

5. Cookie Policy

This website uses cookies as described in the Cookie Policy available at calvexium.com/en/cookies/. Users may manage their cookie preferences through the consent tool provided on the website or through browser settings.

6. Applicable Law

This website and all content, services, and legal notices are governed by the laws of Chile, including the Civil Code, the Consumer Protection Law (Ley N° 19.496), the Data Protection Law (Ley N° 19.628), and any other applicable Chilean legislation. Any disputes arising from the use of this website shall be subject to the jurisdiction of the competent courts of Concepción, Chile.